HI I think it´s interesting this new movement, some days ago I speak whit some people on Chile, they are making a nice game, not too much complex, but they are Using the Crowfounding... and seems they go well...
I think perhaps for a only programmer, don´t have to much sense but for contract some freelance Designer, or at the inverse a designer for contract a freelance programmer, perhaps it´s a good point for start a "complex" project.